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Products

Product & Pricing for Mortgage LendersEnterprise PPE for pricing, locking, & margin management
Product & Pricing for Mortgage BrokersTurnkey PPE for pricing & borrower engagement with Loansifter
Hedging & TradingMitigate pipeline risk and simplify loan sales
CaptureIncrease production and recapture business
Compliance & Counterparty OversightAutomate oversight to protect and monitor lenders with Comergence
MSR ValuationGain visibility into MSR portfolios

Platform

AI & AutomationTransform lending with intelligent automation
Market Data & Business IntelligenceReal-time insights on mortgage pricing and demand
Integrations & APIsConnect systems with flexibility and accuracy
Latest InnovationsExplore our latest purpose-built, modern tech solutions

Partner

Partner NetworkAccess the largest secondary marketing network, turnkey connections with leading technology vendors

I want to...

Recapture Refinance Opportunities

Recapture Refinance Opportunities

Unlock new value from existing borrowers

Analyze Market Trends

Analyze Market Trends

View the most comprehensive and accurate daily rate indices

By Institution Type

IMB
Bank
Credit Union
Broker

By Role

Originator
Executive
Investor
Partner
Capital Markets
Broker
Operational Admin
Developer
Servicer

I want to...

Price Loans Accurately

Price Loans Accurately

Deliver competitive pricing with real-time data and modern tech

Power Profitability with Data

Power Profitability with Data

Make data-powered decisions with source-level production and market insights

Learn

Blog
Webinars
Research & Reports
Optimal Insights
Market Advantage

Connect

Optimal Blue Summit
Industry Events
Connect With Us

Indices

Mortgage Market Indices (OBMMI)
30-Year Fixed Rate Conforming Index

I want to...

Stay Informed With Weekly Insights

Stay Informed With Weekly Insights

Listen to expert takes on mortgage trends and strategy

Receive Actionable Market Intelligence

Receive Actionable Market Intelligence

Subscribe for complimentary monthly mortgage data and insights

About
Leadership Team
Press Room
Careers

Products

Product & Pricing for Mortgage LendersEnterprise PPE for pricing, locking, & margin management
Product & Pricing for Mortgage BrokersTurnkey PPE for pricing & borrower engagement with Loansifter
Hedging & TradingMitigate pipeline risk and simplify loan sales
CaptureIncrease production and recapture business
Compliance & Counterparty OversightAutomate oversight to protect and monitor lenders with Comergence
MSR ValuationGain visibility into MSR portfolios

Platform

AI & AutomationTransform lending with intelligent automation
Market Data & Business IntelligenceReal-time insights on mortgage pricing and demand
Integrations & APIsConnect systems with flexibility and accuracy
Latest InnovationsExplore our latest purpose-built, modern tech solutions

Partner

Partner NetworkAccess the largest secondary marketing network, turnkey connections with leading technology vendors

By Institution Type

IMB
Bank
Credit Union
Broker

By Role

Originator
Executive
Investor
Partner
Capital Markets
Broker
Operational Admin
Developer
Servicer

Learn

Blog
Webinars
Research & Reports
Optimal Insights
Market Advantage

Connect

Optimal Blue Summit
Industry Events
Connect With Us

Indices

Mortgage Market Indices (OBMMI)
30-Year Fixed Rate Conforming Index
About
Leadership Team
Press Room
Careers
  • Blog
  • Webinars
  • Research & Reports
  • Optimal Insights
  • Market Advantage
  • 30 yr. Fixed Rate Conforming Index
  • Optimal Blue Summit
  • Industry Events
  • LinkedIn
  • YouTube
  • About
  • Leadership Team
  • Press Room
  • Careers

Products

  • Product & Pricing for Mortgage Lenders
  • Product & Pricing for Mortgage Brokers
  • Hedging & Trading
  • Market Data & Business Intelligence
  • Compliance & Counterparty Oversight
  • MSR Valuation

Platform

  • AI & Automation
  • Partner Network
  • Integrations & APIs
  • Latest Innovations
  • End-to-End Data

Type

  • Bank
  • Credit Union
  • IMB
  • Servicer
  • Originator
  • Executive
  • Investor
  • Partner
  • Capital Markets
  • Broker
  • Operational Admin
  • Developer

I want to...

  • Price Loans Accurately
  • Manage Risk & Margin
  • Analyze Market Trends
  • Trade Loans Efficiently
  • Stay Compliant
  • Leverage AI & Automation
  • Power Profitability With Data
  • Recapture Refinance Opportunities
Brand GuidelinesPrivacy PolicyDo Not Sell or Share My Personal Information
Confidential, Proprietary and/or Trade Secret. TM SM *Trademark(s) of Optimal Blue, LLC, or an affiliate. © 2025 Optimal Blue, LLC. All rights reserved.
Corporate Headquarters
5340 Legacy Drive
Building 2, Suite 250
Plano, TX 75024
2 Wisconsin Circle, Suite 1180
Chevy Chase, MD 20815
600 17th Street, 16th Floor
Denver, CO 80202
12075 N. Corporate Parkway, Suite 130
Mequon, WI 53092
650 California Street, Suite 2025
San Francisco, CA 94108

Developer-First Flexibility

Build, Integrate, and Innovate With Optimal Blue’s API-First Infrastructure

Streamline mortgage workflows, automate pricing, and unlock innovation across the loan life cycle with a robust, scalable, and flexible API ecosystem.
Build, Integrate, and Innovate With Optimal Blue’s API-First Infrastructure

Build Smarter, Scale Faster

Build Smarter, Scale Faster

Build Smarter, Scale Faster

Leverage powerful pricing APIs to instantly retrieve best execution results, validate eligibility, and manage lock requests without manual intervention.

Integrate Seamlessly Across Systems

Integrate Seamlessly Across Systems

Connect Optimal Blue to your LOS, CRM, or custom applications with minimal disruption, thanks to flexible endpoints and standardized data formats.

Monitor Events With Webhooks

Monitor Events With Webhooks

Stay in sync with real-time updates using webhooks for lock changes, concessions, and profile updates.

Stay Ahead With Real-Time Details

Stay Ahead With Real-Time Details

Optimal Blue’s APIs mirror all UI functions, enabling full automation from quoting to post-lock changes.

Automate End-to-End Loan Life Cycle Workflows

Automate End-to-End Loan Life Cycle Workflows

Streamline initial-lock, post-lock, trading workflows, and more to save time and reduce costs.

Learn More
Connect With Partners

Connect With Partners

Integrate in real time with top online advertising and eQuoting solutions like LendingTree, Zillow, and more to expand reach and streamline lead flow.

Learn More

Built for Innovation

Optimal Blue’s API-first strategy isn’t just about integration – it’s about enabling innovation. Developers can build new experiences, automate complex workflows, and deliver value faster.

Search Request Average < 1 second

Optimal Blue’s APIs are engineered for speed, with search requests averaging under one second.

Millions of API Calls, Seamlessly Handled

Optimal Blue’s architecture is built for scale processing millions of calls daily with consistent uptime and performance.

API-FIRST ARCHITECTURE

API-FIRST ARCHITECTURE


Optimal Blue’s platform is built with developers in mind. Our APIs are designed to be intuitive, secure, and scalable enabling seamless integration into your tech stack.

EXPLORE AND TEST IN DEVELOPER PORTAL

EXPLORE AND TEST IN DEVELOPER PORTAL


From pricing to pipeline management, Optimal Blue offers a comprehensive suite of APIs to support every stage of the mortgage process. Access interactive documentation, sample code, and sandbox environments to explore APIs

Learn More

Latest Innovations

Business Intelligence APIs
Business Intelligence APIs

Bring Market Intelligence Into Your Workflow.

The Business Intelligence APIs let you embed powerful data tools from the 16 Mortgage Market Rate Indices from Optimal Blue directly into your analytics or user-facing platforms for seamless, real-time insights.

Product & Pricing APIs
Product & Pricing APIs

Customize Pricing and Locking Workflows

Product and Pricing APIs let you generate and display eligible products and pricing in any format. They also support loan creation, locking, post-lock changes, and secondary desk operations.

Loan Trading APIs
Loan Trading APIs

Streamline Loan Trading

Loan Trading APIs unlock full access to Resitrader’s workflows and data modules, enabling seamless integration into your trading operations.

Resources

Maximize Profitability and Boost Efficiency
Maximize Profitability and Boost Efficiency

Discover the six essential components of a PPE.

Download White Paper
Optimal Blue Key to Alliant Credit Union’s Mortgage Business Transformation
Optimal Blue Key to Alliant Credit Union’s Mortgage Business Transformation

See how a leading credit union transformed its mortgage business by implementing a modern, integrated technology platform.

Download Case Study
CPO Erin Wester on Optimal Blue’s API-first evolution
CPO Erin Wester on Optimal Blue’s API-first evolution

On the HousingWire Daily podcast, Erin Wester discusses AI, API-first technology and how Optimal Blue is constantly evolving to serve the needs of lenders.

Listen to the Episode
Choosing the Right Tech Partner: Modern Technology. Proven Experience.
Choosing the Right Tech Partner: Modern Technology. Proven Experience.

Explore how Optimal Blue’s AI and automation solutions drive measurable ROI.

Read Now

Ready to see it in action?

Connect with an Optimal Blue expert

Explore the Optimal Blue Product Suite


Product & Pricing for Mortgage Lenders
Product & Pricing for Mortgage Lenders

Enterprise PPE for pricing, locking, and margin management

Product & Pricing for Mortgage Brokers
Product & Pricing for Mortgage Brokers

Turnkey PPE for pricing & borrower engagement with Loansifter

Partner Network
Partner Network

Access the largest secondary marketing network, turnkey connections with leading technology vendors

Hedging & Trading
Hedging & Trading

Mitigate pipeline risk and simplify loan sales

Compliance & Counterparty Oversight
Compliance & Counterparty Oversight

Automate oversight in to protect and monitor lenders with Comergence

MSR Valuation
MSR Valuation

Gain visibility into MSR portfolios

Product & Pricing for Mortgage Lenders
Product & Pricing for Mortgage Lenders

Enterprise PPE for pricing, locking, and margin management

Product & Pricing for Mortgage Brokers
Product & Pricing for Mortgage Brokers

Turnkey PPE for pricing & borrower engagement with Loansifter

Partner Network
Partner Network

Access the largest secondary marketing network, turnkey connections with leading technology vendors

Hedging & Trading
Hedging & Trading

Mitigate pipeline risk and simplify loan sales

Compliance & Counterparty Oversight
Compliance & Counterparty Oversight

Automate oversight in to protect and monitor lenders with Comergence

MSR Valuation
MSR Valuation

Gain visibility into MSR portfolios